Static Caravan Insurance​

Trusted by 1000's of happy static caravan owners across the UK.

We’ve been offering our static caravan insurance policy to our members for over 25 years. During this time, we’ve worked closely with underwriters at Lloyd’s to offer static caravan and lodge owners an exceptional policy in terms of value and cover. Our static caravan cover is known for being fully comprehensive and protects your static caravan holiday home.

Satisfied Customers
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In-house Claims Team​

Experience a hassle-free claims process with our dedicated in-house team. No call centres, no delays — just real experts ready to help when you need it most.

Over 25 Years Experience​

With over 25 years of industry expertise, we know static caravans and lodges inside out. Trust NACO for reliable advice, tailored policies, and exceptional support.

Highly Rated On Google​

Our customers love what we do! With top ratings on Google, our reputation for outstanding service and support speaks for itself.

What NACO’s comprehensive insurance policy includes...​

Our Insurance​

We aim to provide a first-class service coupled with a holiday caravan policy that’s been specially tailored to best suit the demands and needs of our membership. 

Our helpful and knowledgeable team are happy to provide guidance and information about the policy and are only a phone call away! As an insurance provider, we are always available to discuss your caravan insurance cost; all you need to do is call us today.

Our policy offers some great benefits above and beyond many of our competitors. For instance, we offer up to £1,000 worth of cover if your holiday home is damaged by vermin. We also insure – as standard – gas bottles at your caravan up to the value of £250! There are plenty of other great benefits, such as public liability cover; take a look at our website to find out more or give one of the team a call today on 01255 820321

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Insurance documents

If you want to learn more about our static caravan insurance policies, you can download our policy wording and information in Adobe PDF format.**

Please note that all quotes are subject to specific underwriting terms, and like any insurance policy, certain things won’t be covered. Make sure that you check the exclusions listed in our static caravan policies. Your insurance policy will not cover damage due to lack of maintenance and wear & tear; static insurance works differently from touring caravan insurance; you need to protect your static caravans. Our standard policy excess is £75, although higher excesses apply in certain circumstances. Our insurance policy is for NACO members only, and membership is annually renewable. NACO is an Authorised Representative of Leisure Home Insurance. We only insure static holiday caravans on licensed UK holiday parks. There are certain areas in which we cannot provide cover at all, and in others, there are restrictions and uplifts about the provision of flood cover. These issues will depend on the static caravan policy you have with us.
Join thousands of customers who insure their Static Caravans with NACO
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4.9
Based on 474 reviews
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ACg8ocLCU2RUBZvicym7yratGV3uJ VbPovIc2okLIc0JxkjrxWoiw=s56 c0x00000000 cc rp moSteve Hudson
15:01 18 Nov 24
I am a lodge owner seeking new insurance. Having looked at many companies I was becoming baffled with all the varying policies and in particular the policy rules around winter drain-downs. I was recommended to NACO and I have to say I was not disappointed. Polite knowledgeable staff, professional, transparent offering a quality, no smoke and mirrors, policy. I dealt with Joanne who was fantastic. Nice to talk to someone who knows what they are selling. Very reassuring. Not the cheapest but not the most expensive. However I am confident about the product and the protection it now gives me. Thanks NACO
ALV UjVwBjPJwafrkRh5J6dit2IthtLww55RTLxx99FpMZCmg4hYeRs=s56 c0x00000000 cc rp moPeter Barlow
18:02 13 Nov 24
Great service
ACg8ocKE6EiMYB6GxqMON33n0kxhDHbz6kcWoBdCWUdoTVZJ24iImQ=s56 c0x00000000 cc rp moJUNE MALLOTT
10:57 13 Nov 24
ACg8ocLxUikOfL49PI9ywf8cdfoheRp7K5G7YN0XYQk4p7Yp21zPqA=s56 c0x00000000 cc rp mo ba2Jill Ashmore
10:38 13 Nov 24
The lady i spoke to was lovely. Transferred the insurance over into my name with the minimum of fuss. This was much appreciated during a very stressful time.
ALV UjX31usmn5t7yWBlsfPXph5uRb3ZZI8IPyfmTIgD1p9OngVZsFk=s56 c0x00000000 cc rp moJohn Hodgson
09:41 13 Nov 24
I was looking for insurance for my static caravan. NACO we're very quick responding with a quote and we're very friendly and extremely helpful when I spoke with them. They provided a competitive quote with a policy that provided everything I needed. I would recommend them.
ALV UjU17Nyf CZPIJXxd71MPNka0a7VDHOYmGMKeHpETRyiNqhvJFQY=s56 c0x00000000 cc rp moPB
09:11 02 Oct 24
I had absolutely no problem in completing the quotation form and then staring my caravan insurance.Also the added bonus that the offices are very near my site and the premium was much cheaper than my previous insurer
ACg8ocLNCTUHEVBOq RJYJ98NaOra1aKSltgOZ8QVpL9S5vRwHU 9iY=s56 c0x00000000 cc rp moBob Bertram
15:35 09 Sep 24
As a returning Member (previously Pease Bay nr Cockburnspath; found process very user friendly and efficient. Good to be back....
ALV UjV4VPCqR1c7Xovgbolp6KMqKtZCeTl8GgGTyZBOG iNjB5WGj0=s56 c0x00000000 cc rp moSharon Chapman
10:45 22 Aug 24
We recently changed caravan insurance companies to use NACO and we are so pleased that we did. Sara O'Sullivan, in our local office in St Osyth, went above and beyond to make sure she got us the right quote, and she expedited the whole process as we needed everything quickly to purchase a new lodge. The service we received was outstanding and the price was extremely reasonable so we thoroughly recommend this company.
ACg8ocI5dXyjYL A1tV65GGFkh21nDV4UUOiA2MQ CNw9KUlMkn3Q=s56 c0x00000000 cc rp moGill Golden
05:23 11 Jul 24
What lovely people! Friendly and efficient service. I am so grateful to Sarah for the prompt way in which she dealt with my query. Alex is absolutely fantastic. So helpful, so supportive and so very knowledgeable. Nothing has been too much trouble. Would highly recommend.
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Here to help
Got any questions or need some help? Speak to a member of our team

If you have any questions about our insurance policy, or if you have any special requirements, please speak to a member of our friendly team for advice.

We’re available by phone, email or you can open a chat at the bottom right of our website.

Insurance FAQ's

Frequently Asked Questions & Need to know Information
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Give us a call

Still not sure? Why not give us a call and we'll do our best to help you with your enquiry.

Drop us an email

Feel free to email your questions to [email protected] and one of the team will be in touch. We endeavour to respond within 24 hours.

Do I need static caravan insurance?

Yes! We cannot emphasise enough how much a static caravan needs to be covered by insurance, at least up to its market value. You should always take advantage of static caravan insurance; it will only work in your favour when something goes wrong. Granted, it doesn’t always happen, but it is better to be prepared at your caravan park home than have something wrong happen you can’t afford the cost.

When it comes to static insurance, it is always recommended to choose a company regulated by the financial conduct authority FCA, even if you are going through the process of new for old policies.

Across the UK, it is recommended to have insurance; get in touch with us today to start planning your quotes. Or to even take out a policy. It is a massive investment for your static caravan and also helps cover you for the limited chance of damage caused.

When it comes to static caravan insurance, it depends on what you are looking for, the company you choose and the money you want to spend. 

Compare multiple policies to find the right one; you would always compare car insurance, do the same for your static caravan insurance. First, you need to decide whether you are insuring to market value or new for old. We would recommend going as close to market value as possible.

Once a decision has been made and an insurance plan has been bought, it depends on the insurance company and the policy you have chosen as to what is included.

 This entirely depends on the insurance company; being registered in the UK means there are guidelines for our services, but we will try out best to accommodate your needs.

If you have contents insurance for your home, your static caravan is not covered under this policy. You will need to make sure your static caravan insurance policy has contents insurance as part of the policy. This will cover you for furniture, TVs, and appliances should anything happen that causes damage or loss of property.

It is recommended to go down the route of having static caravan insurance with the add on of contents insurance; by doing this, you are simply making sure all of your possessions are insured and taken care of should anything go wrong down the line.

The weather damage may cause several problems like leaky windows, or your caravan might get damaged by high winds. NACO covers storm damage as standard on to your policy; you can also access alternative accommodation when you need it; further information on this will be in the fine print of your policy.

If your static is within a flood risk area, it may not be covered by other insurers or will not provide flood cover at all. The covered area may have additional terms, including flotation devices or high flood zones. Speak to one of our team today to find out more about this.

For most static caravan owners, theft and criminal activity is the primary concern, especially for owners who do not live in their static, which is a large portion of caravan owners.

When it comes to having static caravan insurance policies, we recommend including burglary and theft cover. By doing this, you can be assured your static caravan is protected should anything happen.

Our commitment to excellent customer service
NACO Team

When the time comes for you to buy or renew your static caravan insurance, you should always keep NACO in mind, we have offered static caravan insurance for several years, and the financial conduct authority heavily regulates us; due to this, we have to offer policies that are effective and monitored for our clients.

Static caravans need cover for numerous accidental damage, content cover, loss or damage.

Taking out a brand new policy can sometimes be unnerving; if you are looking for a caravan insurance quote, be sure to get in touch with our team, we are always more than happy to discuss your specific needs and requirements, including any site-specific needs you might have.

From when the policy is issued to completing any claims, there’s a variety of reasons why NACO, a UK insurer should be your first port of call. To make a claim, you will need your NACO reference number; from there, we will look into the claim you are making.

NACO offers specialist static caravan insurance that has been designed around the extensive knowledge and understanding of our team; we understand the needs of insurance for static caravans.

Due to this knowledge, our team will make sure your policy includes the additional provisions you need, ones that you won’t automatically find in standard insurance policies; rent-loss and vermin cover. Remember you need static caravan insurance when situated on a holiday park.

Get Covered Today!

Insure your Static Caravan or Holiday Lodge with NACO

By insuring your Static Caravan or Holiday Lodge with NACO, you can enjoy the benefits of NACO Membership and you’ll have exclusive access to our team of specialist advisors who can help with every aspect of owning your static caravan.

Get an instant quotation, it only takes two minutes and you can pay online and get immediate cover.